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Your level and type of cover will depend on the type of policy you take out:
Buildings insurance covers the cost of repairing damage done to the structure of your property. This can cover everything from the pipes to the windows, the flooring to the roof. Often, gardens, pools and sheds and fences are covered too. It should cover the full rebuild cost of your property, and loss or damage caused by subsidence, fire, storms, and floods. It won’t cover general wear and tear damage, or damage brought about by poor workmanship.
Contents insurance covers the cost of replacing your personal possessions or valuables in your home if they are stolen, damaged, or destroyed. This will include things like furniture, electrical appliances, jewellery, clothes and more. What is exactly covered will depend on your policy, so it is worth checking before taking out a new policy.
A combined home insurance policy will include both buildings and contents insurance, covering both your personal possessions and the structure of your home. It is the highest level of home insurance cover you can buy.
Unlike car insurance, home insurance isn’t a legal requirement. However, both buildings and contents insurance offer peace of mind that is usually worth the monthly cost. Which of the two you need will usually depend on whether you rent or own your home, and whether or not you have a mortgage.
At Yoga Insurance, we believe in giving you complete control when it comes to protecting your home. With our fully online platform, you can adjust your coverage, update your personal details, or review your policy whenever it’s convenient for you—day or night, from anywhere.
No more long phone calls or waiting in queues. Whether you’re relaxing at home, traveling, or managing your busy schedule, Yoga makes it easy to take charge of your home insurance. Enjoy the flexibility and peace of mind that come with staying protected on your own terms.
The insurance comparison service accessed through the affiliate link is provided by Quotezone, a trading style of Seopa Ltd. Seopa Ltd is authorised and regulated by the FCA; FCA FRN 313860. We are paid a fee for policies purchased, at no extra cost to you.
Certain home insurance policies require you to be aware of the types of door locks installed in your property. Our comprehensive guide will help you identify the locks in your home and garden, ensuring you’re well-prepared.
Along with car insurance, you can also explore van, bike, home, pet, travel, and business insurance to meet all your coverage needs.
Drive with confidence knowing you’re covered with comprehensive car insurance. We ensure you’re safe on the road no matter where life takes you.
Whether you use it for business or personal needs, our flexible van insurance policies ensure you’re always covered on the road.
Compare policies that cover accidents, theft, and damage, offering peace of mind whether you’re commuting or exploring the open road.
Ensure your furry friend’s well-being with pet insurance that covers vet bills, treatments, and emergencies. With flexible plans, you can focus on their care.
You can make changes to your policy, report a claim/breakdown online or ask our virtual assistant Yogi for help.
Alternatively take a look at our frequently asked question.
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